About - Mortgage & Investment Circle

Dedicated to guiding you to the right finance solutions

At Mortgage & Investment Circle, we are committed to empowering individuals and families to make well-informed financial choices. Our approach is grounded in education, integrity, and genuine care for our clients. By prioritising listening, we evaluate immediate needs alongside long-term goals, providing financial solutions that span the property lifecycle—from acquiring your first home to expanding your investment portfolio or refinancing existing loans. Expect clear processes, proactive engagement with lenders, and continuous support through application, settlement, and beyond, all with a focus on your interests and wealth objectives.

Our team is dedicated to making the lending process as straightforward as possible. We understand that every client’s situation is unique, which is why we take the time to listen and provide information that is easy to understand. By breaking down complex processes into manageable steps, we aim to alleviate stress and guide you toward your financial aspirations. Whether you are a first-time buyer or a seasoned investor, we are here to assist you every step of the way.

Merium Dona

Principal / Broker

Phone: 0405 730 220
Email: merium.dona@mortgagecircle.au

Merium has over 10 years of experience as a mortgage broker, demonstrating a comprehensive understanding of the end-to-end lending process. She focuses on assisting first-home buyers, clients refinancing, and those expanding their investment portfolios, bringing practical lending knowledge to every interaction. Her reputation for a calm and caring approach fosters trust and comfort among her clients.

By providing clear and accessible information, Merium ensures her clients feel informed and confident throughout their lending journey. She takes the time to listen to individual circumstances, breaking down complex steps into manageable actions, which helps to reduce stress and simplifies the navigation of the lending process at Mortgage & Investment Circle.

Our comprehensive range of services is designed to support your home loan and financing requirements. Regardless of your circumstances, our skilled team is dedicated to identifying the most suitable options for your individual needs.

Home loans

The right loan arrangement can significantly impact your mortgage over its duration. With access to numerous lenders, we will assist you in evaluating and selecting a home loan that aligns with your requirements.

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First home buyers

Finding a home is an essential step, but obtaining the appropriate mortgage is equally vital. With connections to over 40 lenders, our team can guide you towards securing an advantageous deal for your first property.

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Refinance

We provide clients with access to competitive rates and a broad selection of products available in the market. By not refinancing, you could be losing out on significant savings each year, so reach out to us today.

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Investing

A growing number of Australians are aiming to build wealth through property investment. With various financing options available, this is a prime opportunity to methodically enhance your investment property collection.

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Pre approval

Obtaining pre-approval gives you insight into your borrowing capacity before you begin making offers. We will assist you throughout the procedure, prepare your paperwork, and collaborate with the lender to obtain an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Are tailored to the unique needs of your business, taking into account factors such as your financial situation, cash flow, and the particular asset being financed, making proper setup essential.

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Construction loans

The process of financing a construction project involves specific steps, including milestone payments. We can assist in securing the necessary approvals and liaising with your lender to ensure timely funding.

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Vehicle finance

Whether you need a vehicle for personal use or for your business, the right financing options can help you obtain a favourable rate, decrease overall costs, and maintain manageable repayments.

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SMSF finance

Acquiring property via a self-managed super fund requires adherence to specific regulations and a distinct loan framework. We will assist you in examining SMSF lending possibilities and guide you through the procedure.

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Asset finance

Enables the acquisition of necessary equipment without straining your cash flow, whether it’s machinery, technology, tools, or fitouts. We can help you select an appropriate structure that aligns with your business needs.

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Common questions and answers

Alongside our competitive rates, we take pride in being accessible to answer any queries you may have throughout your loan journey. Regardless of whether you are a first-time buyer or an experienced investor, we are dedicated to supporting you whenever you need assistance.

What is the role of a broker?
Do you apply charges for home or investment loans?
Is using a broker more costly?
What is the maximum amount I can borrow?
Should I choose a fixed or variable rate?
Which lenders do you collaborate with?

We service clients Australia Wide as well as support across Melbourne with lender access, home loan help and finance options tailored to our local community.

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.